ComplySaudi
ComplySaudiRegulatory Intelligence
HomeKnowledge Base
ServicesCalculatorsAbout Us
Book a Consultation
Ministry of Human Resources & Social Development (MHRSD) Canon
24 Min Read•Updated: September 2026

Qiwa Platform Guide 2026: The Master Legal & Operational Manual

An exhaustive, statutory reference for human resources directors, corporate legal counsels, and expatriate professionals. Comprehensive procedural instructions covering digital contract authentication (Tawtheeq), non-consensual employee transfers under Article 81, work permit quotas, SADAD tariff schedules, and automated dispute resolution under Saudi Labor Law (Royal Decree No. M/51).

MAQ
Muhammad Abdullah QadeerLead Regulatory Analyst
ATT GCC VAT Certified • Advocate High Court • Authorized Corporate Specialist
Vetted against Royal Decree M/51
Chapter 01

1. Regulatory Mandate & Platform Architecture

The Qiwa Platform (منصة قوى), created by the Ministry of Human Resources and Social Development (MHRSD), serves as the centralized digital operating system governing all private sector employment relationships within the Kingdom of Saudi Arabia. Enacted pursuant to the directives of Royal Decree No. M/51 (Saudi Labor Law) and the comprehensive economic restructuring objectives of Saudi Vision 2030, Qiwa replaces traditional bureaucratic paperwork with automated legal workflows.

The Tripartite Integration Architecture (The Golden Triangle)

Qiwa does not operate as an isolated database. Rather, it functions as the central nerve center for real-time synchronization between three statutory authorities:

Mudad (WPS)Cross-audits electronic bank payroll files against the exact wage line items validated in Qiwa contracts.
GOSI (Pensions)Directly ingests authenticated basic salaries to calculate mandatory 20.75% Saudi and 2% expat insurance fees.
Muqeem (Jawazat)Releases work permit approvals and residency card issuances based upon active Qiwa contract compliance.

Any non-compliance on Qiwa automatically radiates across this tripartite network. For instance, if an establishment fails to authenticate employment contracts within statutory deadlines, the General Directorate of Passports (Jawazat) instantly suspends the company’s ability to renew Iqamas on Muqeem, while Mudad flags the establishment for payroll auditing.

Chapter 02

2. Corporate Setup, Nafath Authentication & Privilege Matrix

To access and manage an enterprise profile on Qiwa Business, companies must undergo electronic identity verification through the Nafath National Single Sign-On infrastructure. The Ministry of Commerce Commercial Registration (CR - Sijil Tijari) is linked directly to the General Manager’s national ID or digital Iqama.

The 5-Tier User Role Matrix inside Qiwa

To maintain internal controls and mitigate fraudulent sponsorship actions, corporate administrators must delegate user privileges strictly according to institutional hierarchies:

Access TierAuthentication LevelPermitted OperationsRestrictions
Establishment Owner / GMNafath Biometric OTPFull platform governance, bank delegation, transfer authorizationsNone (Root Admin)
Mufawwad (Authorized Agent)Chamber of Commerce AttestationContract creation, transfer approvals, profession adjustmentsCannot alter legal ownership
HR DirectorCorporate Sub-User InviteContract uploads, WPS dispute responses, employee evaluationsCannot release senior executives
Payroll SpecialistCorporate Sub-User InviteWage line inspection, Mudad data synchronizationsRead-only contract permissions
Legal AuditorCorporate Sub-User InviteInspection of compliance logs and dispute recordsStrictly Read-Only
⚠️ Crucial Security Mandate:Never share master Nafath credentials with external PROs or labor brokers. When contracting an external agency, establish an official Mufawwad sub-account with time-limited permissions and two-factor SMS authorization.
Chapter 03

3. Annual Subscription Tariff & SADAD Biller Matrix

Operating on Qiwa requires an active corporate subscription. The Ministry of Human Resources assesses annual licensing fees based on the total active headcount registered under the unified establishment identification number (700 number).

Micro Tier
SAR 450 / year
1 to 5 Employees

Ideal for single commercial registrations, startups, and specialized boutique consulting practices.

Small Enterprise
SAR 1,250 / year
6 to 49 Employees

Applies to standard operating entities. Unlocks batch contract validation and multi-branch management.

Medium & Large
SAR 2,500+ / year
50+ Employees

Base tariff of SAR 2,500 plus SAR 20 per headcount exceeding 50 workers, billed via SADAD code 048.

SADAD Payment Execution Protocol:
  1. Initiate subscription renewal from Qiwa Business Dashboard → Account Information → Billing.
  2. System issues a 14-digit invoice number under SADAD Biller Code: 048.
  3. Settlement must be completed through corporate online banking within 30 calendar days.
  4. If the subscription lapses, Qiwa freezes all outgoing labor operations; pending work permits and contract reviews remain suspended.
Chapter 04

4. Digital Contract Authentication (Tawtheeq) Compliance Engine

Under ministerial decree, physical paper employment contracts possess zero statutory standing before Saudi Labor Courts. Every employment agreement must be generated, executed, and archived electronically within the Qiwa Tawtheeq portal.

Mandatory Statutory Line Items in Qiwa Contracts

A legally enforceable Qiwa contract must accurately delineate compensation into specific statutory allocations:

1. Basic Wage (Al-Ajr Al-Asasi):The core fixed compensation upon which all statutory calculations depend—including End of Service Gratuity (ESB), GOSI social security deductions (Saudi 20.75%, Expat 2%), and overtime hourly multipliers under Article 107.
2. Housing Allowance (Badal Sakn):Either provided as company-furnished housing or a cash equivalent (standard commercial practice is 25% of the basic wage or 3 months' basic salary per annum). Included in GOSI contributory calculations.
3. Transportation Allowance (Badal Naql):Fixed monthly allowance or corporate transport provision. Exempt from GOSI contributory pension deductions.
4. Article 53 Probationary Period Clause:The statutory probation period is fixed at 90 calendar days. If the employer and employee wish to extend probation up to the legal ceiling of 180 calendar days, this extension must be explicitly elected within the digital Qiwa contract prior to expiration of the initial 90 days. During probation, either party may terminate the contract without notice or indemnity unless the contract restricts termination rights to one party.
5. Article 83 Non-Compete & Confidentiality Enforceability:To be legally valid before Saudi Commercial and Labor Courts, a non-compete clause inserted into Qiwa must satisfy three strict statutory criteria: (1) Maximum temporal limit of 2 years, (2) Precise geographic delimitation (e.g. Riyadh Province), and (3) Explicitly limited to the company’s direct business sector. Vague or perpetual restrictions are struck down as void.
✓ The 7-Day Acceptance Clock:When an employer creates and authenticates a contract on Qiwa Business, the employee receives an automated SMS verification. The employee possesses exactly 7 calendar days to log in to Qiwa Individuals and approve or reject the draft. If unanswered, the contract is automatically canceled by the system.
Chapter 05

5. Employee Job Mobility & Article 81 Transfers (Without Kafeel)

The cornerstone of the Saudi Labor Reform Initiative (LRI) is the replacement of the historic sponsorship (Kafala) consent requirement with standardized contractual mobility. Expatriate workers can legally transition between employers under two regulatory pathways:

Pathway A: Standard Consensual Transfer (With Notice)

When an employee with an active Qiwa contract wishes to transfer upon completion of their fixed term or by mutual consent:

  • The hiring company submits an electronic transfer proposal via Qiwa Business.
  • The worker reviews and accepts the job offer within Qiwa Individuals.
  • The system triggers a mandatory 90-day statutory notice period, during which the worker continues providing services to the current employer unless the current employer executes an early electronic release.
  • Upon expiration of the notice period, the transfer executes automatically without further employer intervention.

Pathway B: Automated Transfer WITHOUT Kafeel Consent (Article 81)

Under Article 81 of the Saudi Labor Law and official MHRSD Ministerial Directives, an employee can immediately accept an electronic transfer without the current employer’s approval and without serving a 90-day notice period under these 5 definitive statutory conditions:

Statutory ConditionLegal ThresholdEvidentiary Verification Mechanism
1. Unpaid Wages (WPS Default)3 consecutive months without salary disbursementCross-verified automatically against SAMA Mudad banking records
2. Expired Iqama or Work PermitExpired and unrenewed for 30+ calendar daysCross-verified automatically via Jawazat (Muqeem) API
3. Failure to Authenticate Contract90 days elapsed since employee arrival in KSAVerified by lack of active electronic contract in Qiwa Tawtheeq
4. Red Band Saudization StatusCurrent employer dropped into Red Nitaqat tierLive Nitaqat calculation engine in Qiwa
5. Employer Judicial DefaultEmployer failed to appear at 2 Labor Dispute sessionsFormal electronic case report from MHRSD Labor Office / Waddiy
Statutory Government Transfer Fee Brackets:

Pursuant to Article 40(1), the receiving employer must pay the statutory transfer fee via SADAD (Biller Code 048 / Ministry of Interior):

First TransferSAR 2,000
Second TransferSAR 4,000
Third & SubsequentSAR 6,000
Chapter 06

6. Work Permits (Krk), Quotas & Profession Accreditation

Work permits (Rukhsa Al-Amal / Krk) represent the legal authorization issued by MHRSD permitting a non-Saudi individual to work for a specific commercial entity. Every work permit renewal or issuance executed through Qiwa is governed by the company’s Nitaqat green tier standing and available balance.

The 100% Restricted Expatriate Professions (Saudization Lockouts)

Under no circumstances does Qiwa permit the issuance of work permits, visa allocations, or sponsorship transfers for non-Saudi nationals into the following reserved statutory professions:

• Human Resources Director & Personnel Managers
• Public Relations Officers (PRO / Muqqib)
• Corporate Receptionists & Security Officers
• Recruitment Specialists & Employment Clerks
• Government Protocol & Customs Clearance Agents
• Customer Complaint & Front-Desk Associates

Mandatory Professional Accreditation Integrations

Before Qiwa executes a profession change or approves a work permit renewal for technical roles, it queries the national professional registry APIs:

SCE
Saudi Council of Engineers:

Civil, electrical, mechanical, architectural, and software engineers must hold verified SCE membership. Without an active SCE credential, Qiwa permanently disables work permit renewals.

SOCPA
Saudi Organization for Chartered Accountants:

Accountants, internal auditors, financial controllers, and CFOs must possess active SOCPA professional accreditation. Non-accredited staff cannot renew under financial profession titles.

SCFHS
Saudi Commission for Health Specialties:

Physicians, nurses, pharmacists, and medical lab technologists must maintain verified classification before medical center work permits can be processed.

Chapter 07

7. Electronic Resignation & Article 77/80 Termination Law

Termination of employment contracts—whether initiated by the employer or the employee—must be recorded within Qiwa to ensure lawful calculation of statutory indemnities and to prevent wrongful absconding classifications.

Statutory Compensation Under Article 77 (Unlawful Termination)

When either party terminates a contract without legitimate statutory cause recognized under the Saudi Labor Law, Article 77 mandates strict financial compensation:

Fixed-Term Contract (Aqd Muhaddad):

The terminating party must pay the wages corresponding to the entire remaining balance of the contract period, subject to a statutory minimum of 2 months' total compensation.

Indefinite Contract (Aqd Ghayr Muhaddad):

The terminating party must compensate the aggrieved party with 15 days of wages for every completed year of service, subject to a statutory minimum of 2 months' total compensation.

Article 80 Dismissal (Termination for Gross Misconduct)

An employer may dismiss a worker without notice and without paying End of Service Gratuity (ESB) strictly if one of the 9 exclusive statutory triggers under Article 80 is formally documented:

1. Physical assault upon the employer, direct manager, or colleagues during work.
2. Substantial material loss inflicted intentionally upon the employer (reported to police within 24 hrs).
3. Fraudulent forgery of credentials or identity documents to gain employment.
4. Disclosure of proprietary industrial, financial, or technical trade secrets.
5. Unexcused absence exceeding 30 intermittent days or 15 consecutive days in a single contract year (after written warnings at 20 days and 10 days respectively).
Chapter 08

8. Absence from Work (The Abolishment of Huroob)

Historically, the "Huroob" (absconding) system enabled employers to unilaterally freeze an expatriate’s legal status, rendering them undocumented and liable for deportation. Under modern MHRSD regulations, the legacy Huroob mechanism has been permanently dismantled and replaced with the formal Electronic Notification of Absence from Work (Inqita' an al-Amal).

How the New 60-Day Grace Protocol Works:

  1. Submission of Notice: When an employee fails to report for duty without authorization, the employer logs an absence notice on Qiwa Business.
  2. Termination of Relationship: The contract is formally designated as discontinued. The employer is immediately relieved of salary obligations and Iqama renewal costs.
  3. The 60-Day Expatriate Window: The worker’s status does not immediately become illegal. The worker is granted a statutory 60 calendar days to either:
    • Secure a new employer and execute a complete sponsorship transfer on Qiwa, OR
    • Process a voluntary Final Exit visa directly through the Absher platform.
  4. Post-60-Day Enforcement: Only if the 60-day window expires without transfer or exit does the Ministry designate the individual as an irregular overstayer subject to immigration enforcement.
⚖️ Formal Legal Redress for Fabricated Absence Reports:If an employer submits a malicious or retaliatory absence notice (e.g. during an ongoing wage claim), the employee can submit an electronic appeal via the MHRSD Waddiy portal within 10 days. If the employer fails to produce verified timecards or written Article 80 warning letters, MHRSD immediately cancels the notice and authorizes an unconditional sponsorship transfer.
Chapter 09

9. Technical Troubleshooting Matrix (Top 10 Qiwa Errors & Solutions)

Derived directly from technical operational logs and high-frequency search audits across Saudi enterprise HR departments, the following matrix details the exact root causes and corrective steps for common Qiwa portal blockages:

Error Code / AlertRoot CauseStep-by-Step Resolution Protocol
"Worker Not Eligible for Transfer"Pending exit re-entry visa, existing transfer in progress, or unpaid traffic fines.Cancel active visas on Absher; clear all outstanding traffic violations via SADAD.
"Establishment Has Unverified Labor Files"National Address expired or CR commercial activities not synchronized.Renew National Address on Saudi Post (SPL); run "Sync CR Data" inside Qiwa Business.
"Profession Requires Professional Verification"Engineering, accounting, or medical role lacks SCE, SOCPA, or SCFHS certificate.Upload attested degrees to the respective professional council; allow 48 hrs for API sync.
"Nitaqat Balance Insufficient for Visa Issuance"Establishment has dropped into Mid-Green or Low-Green threshold.Hire required Saudi national workforce and verify active GOSI contributory enrollment.
"Contract Acceptance OTP Failure"Employee's mobile number not linked to their personal Absher digital identity.Update primary mobile number at an Absher self-service biometric kiosk.
"WPS Discrepancy Flag"Wage file uploaded in Mudad deviates from basic wage in Qiwa contract.Submit formal JUST-01/02 justification codes in Mudad within 30 days.
"CR Expired Blockade"Ministry of Commerce commercial registration has lapsed.Renew CR via Ministry of Commerce portal; execute manual data fetch in Qiwa.
"Establishment File Frozen by MHRSD"Unsettled labor inspection fine or failure to comply with Saudization directive.Pay statutory fine via SADAD biller 050 or submit formal inspection appeal.
"Service Locked: Missing Chamber Attestation"Annual Chamber of Commerce subscription expired.Renew Chamber membership online; system unlocks within 2 hours.
"Worker Has Active Judicial Claim"Active formal litigation pending before the Saudi Labor Court (Najiz).Obtain certified electronic court decree or formal settlement certificate from Najiz.
Chapter 10

10. Statutory Frequently Asked Questions (FAQs)

Comprehensive, legally vetted answers to the most critical operational inquiries regarding the Qiwa system:

Q1.Can an employer reject or cancel an employee's sponsorship transfer on Qiwa?

Under standard consensual transfers, the current employer has a statutory 14-day window to approve or contest. However, if the transfer is initiated under non-consensual criteria (Article 81 of the Labor Law—such as 3 months of unpaid salary, expired Iqama for over 30 days, or Red Nitaqat status), the Qiwa system automatically approves the transaction without notifying or requiring permission from the current employer.

Q2.What is the mandatory timeline for authenticating contracts on Qiwa for new hires?

Employers must upload and electronically authenticate the employment contract on Qiwa within exactly 90 calendar days from the date of the worker's arrival in the Kingdom. Failure to do so grants the worker the immediate legal right to transfer sponsorship to another establishment without employer consent.

Q3.Who is legally responsible for paying the Qiwa government transfer fee?

According to Article 40(1) of the Saudi Labor Law, the receiving (new) employer is legally mandated to bear all governmental transfer fees (SAR 2,000 for 1st transfer, SAR 4,000 for 2nd, SAR 6,000 for 3rd+). Deducting this statutory fee from the employee's salary is a severe regulatory violation subject to a SAR 10,000 fine.

Q4.What happens if an employee ignores an electronic contract offer on Qiwa for 7 days?

If the employee neither accepts nor rejects the digital contract proposal within 7 calendar days from submission, the contract request expires automatically in the Qiwa database. The employer must re-initiate the contract workflow.

Q5.How does Qiwa integrate with Mudad and the Wage Protection System (WPS)?

Qiwa functions as the primary contract repository, while Mudad serves as the banking auditing engine. Every monthly payroll file uploaded via commercial banks into Mudad is cross-checked in real time against the basic salary recorded on Qiwa. A deviation exceeding allowable thresholds triggers automatic MHRSD non-compliance flags on Qiwa.

Q6.Is the probation period clause on Qiwa limited to 90 days?

Under Article 53 of the Saudi Labor Law, the default probation period cannot exceed 90 calendar days. However, the parties may explicitly agree in writing within the Qiwa digital contract to extend the probation period for an additional term, provided the cumulative period does not exceed 180 calendar days.

Q7.What are the Qiwa establishment subscription fees for 2026?

Qiwa charges an annual platform subscription based on the establishment's total workforce: Micro (1-5 workers) pays SAR 450/year; Small (6-49 workers) pays SAR 1,250/year; Medium and Large (50+ workers) pay SAR 2,500/year plus SAR 20 per employee above the base tier.

Q8.Can an employee issue their own Exit Re-Entry visa on Qiwa?

Employees do not issue exit re-entry directly on Qiwa; rather, having an authenticated contract on Qiwa unlocks the self-service capability within the employee's personal Absher account under the Labor Reform Initiative (LRI), submitting an automated 10-day notice to the employer.

Q9.Can an employer file a Huroob (Absconding Report) against a worker on Qiwa?

The legacy Huroob filing mechanism has been officially abolished. Employers can now only file an 'Electronic Notification of Absence from Work' (Inqita' an al-Amal) on Qiwa, which triggers a mandatory 60-day grace window allowing the expatriate worker to either transfer to a new employer or finalize a voluntary Final Exit.

Q10.What is the penalty under Article 77 for early contract termination?

For fixed-term contracts, the terminating party without valid statutory cause must pay the remaining wages due for the full contract period (or a minimum of 2 months' salary). For unspecified contracts, compensation equals 15 days of wages for every completed year of continuous service.

Q11.How can an employer resolve the 'Worker Not Eligible for Transfer' error?

This error typically occurs if the employee has an active pending transfer request with another entity, holds a registered exit re-entry visa, has unsettled traffic violations, or is currently assigned to a 100% localized profession restricted by MHRSD ministerial decrees.

Q12.Can an employer change an expatriate worker's profession to an accounting or engineering role without accreditation?

No. Qiwa automatically blocks profession changes to engineering without verified Saudi Council of Engineers (SCE) registration, accounting roles without SOCPA membership, and healthcare positions without Saudi Commission for Health Specialties (SCFHS) licensing.

Q13.What is the notice period requirement for employee resignation on Qiwa?

Under Article 75 of the Saudi Labor Law, for unspecified (open-ended) contracts, the statutory notice period is not less than 60 calendar days if wages are paid monthly. For fixed-term contracts, resignation prior to the end date requires mutual written consent unless justified under Article 81.

Q14.Does Qiwa support electronic settlement of End of Service Gratuity (ESB)?

Yes. In conjunction with Mudad, Qiwa facilitates the formal generation and acknowledgment of electronic End of Service settlement sheets, ensuring transparent calculation under Articles 84 and 85 of the Labor Law.

Q15.How long does a completed Qiwa transfer take to reflect on Muqeem and Jawazat?

Once the transfer offer is accepted on Qiwa and the statutory SADAD transfer fee is paid, the establishment's labor portfolio updates instantly in MHRSD databases, and the worker appears in the new employer's Muqeem portal within 15 to 45 minutes.

Chapter 11

11. Deep-Dive Qiwa Knowledge Library (Related Guides)

Explore our detailed procedural walkthroughs for specific technical scenarios within the Qiwa ecosystem:

Procedural Guide

How to Terminate Contract in Qiwa: Step-by-Step Notice Period & Settlement

Official walkthrough of contract termination workflows, 60-day notice requirements, employer counter-options, and Article 88 final wage timelines.

Read Full Guide
Procedural Guide

How to Resign in Qiwa Without Kafeel Consent (Articles 77 & 81)

Comprehensive legal guide on executing a non-consensual resignation and transferring sponsorship via Qiwa under Article 81 statutory exceptions.

Read Full Guide
Legal & Operational

How to Reduce Notice Period in Qiwa: Legal Exemptions & Buyout Rules

Learn the 3 legal methods to shorten or waive notice on Qiwa under Articles 75, 76, and 81, including exact pay-in-lieu calculation formulas.

Read Full Guide
Companion Pillar

Mudad & WPS Wage Protection Platform Guide

Master monthly payroll file uploads, resolve 80%+ compliance ratio discrepancies, and prevent automated Qiwa portal freezes.

View Mudad WPS Guide

Manual Index (Chapters)

1. Regulatory Mandate & Platform Architecture2. Corporate Setup, Nafath & Privilege Matrix3. Annual Subscription Tariff & SADAD Biller4. Digital Contract Authentication (Tawtheeq)5. Job Mobility & Article 81 Transfers (Without Kafeel)6. Work Permits (Krk), Quotas & Profession Accreditation7. Electronic Resignation & Article 77/80 Termination8. Absence from Work (The Abolishment of Huroob)9. Technical Troubleshooting Matrix (Top 10 Errors)10. Statutory Frequently Asked Questions (FAQs)11. Deep-Dive Qiwa Knowledge Library
Official Authority: Ministry of Human Resources & Social Development (MHRSD)
Primary Decree: Royal Decree No. M/51 (Labor Law)
SADAD Code: Biller 048 (MHRSD Qiwa)
Expert Legal Advisory

Navigating Complex Qiwa or Labor Disputes?

Connect with our senior Saudi compliance advocates for representation before the MHRSD Labor Office, Waddey reconciliations, and executive contract structuring.

Request Legal PRO Consultation
Direct Legal & Tax Advisory

Need Expert Help?

Get a free 30-min consultation on ZATCA, GOSI, or business setup from a licensed advocate and GCC VAT certified specialist.

🔒 Strict confidentiality guaranteed. Your phone number and corporate details are never shared.

ComplySaudi
ComplySaudiRegulatory Intelligence

ComplySaudi.com is the Kingdom's authoritative, independent statutory knowledge base and regulatory intelligence portal, engineered specifically for enterprise HR directors, corporate legal counsels, and foreign investors operating across Saudi Arabia.

Our exhaustive procedural manuals and live calculation utilities are formulated directly from official Saudi Labor Law (Royal Decree M/51), ZATCA Phase 2 E-Invoicing mandates, GOSI social insurance statutes, and MHRSD executive regulations to eliminate costly statutory missteps and administrative penalties.

Statutory Pillars

  • Qiwa Platform
  • ZATCA & Tax
  • Muqeem & Iqama
  • Mudad & WPS
  • GOSI Social Insurance
  • Nitaqat & Saudization
  • MISA Foreign Investment
  • Etimad Tenders
  • Maroof & E-Commerce

Quick Links

  • Home
  • Knowledge Base
  • Statutory Pillars
  • Services
  • Calculators
  • About Us
  • Book a Consultation
  • Privacy Policy
  • Terms of Service

Calculators

  • Business Setup Cost Estimator
  • GOSI Contribution Calculator
  • ZATCA VAT Penalty Calculator
  • Explore All Calculators→
Editorial & Legal Disclaimer: ComplySaudi.com is an independent digital publication providing informational legal analysis and statutory guides. We are not an official government entity, nor affiliated with or endorsed by the Saudi Ministry of Human Resources (MHRSD), ZATCA, GOSI, or MISA. Published analytical models and articles are for educational commentary. Readers requiring binding statutory opinions or formal litigation should engage certified public accountants and licensed Saudi attorneys.

© 2026 ComplySaudi.com. All rights reserved.

HomePillarsCalculatorsKnowledgeConsult